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Chapter 5 Companion

Dental Practice Financial Calculator

The 3 Numbers That Will Set You Free — Enter your practice data below to calculate your key financial metrics, break-even point, and projected EBITDA improvement.

Benchmarks sourced from ADA Health Policy Institute and Dental Economics industry reports.

B+
Practice Health Score
75 / 100
Strong
Overhead
70
Profit
92
Collections
75

The 3 Numbers

$
%
$

Monthly Cost Breakdown

$
$
$
$
$
$
$
Total Monthly$45,000
Annualized$540,000

EBITDA Projection

%
%

The 3 Numbers That Will Set You Free

Collection Rate
good
95.0%
Industry avg: 90% | Top: 98%
Collecting $760,000 of $800,000 produced
Overhead Ratio
average
63.2%
Industry avg: 68% | Top: 55%
$480,000 of $760,000 collected
Profit Margin
good
36.8%
Industry avg: 20% | Top: 40%
Net profit: $280,000 / year

Revenue Breakdown

Break-Even Analysis

Monthly Break-Even
$45,000
Daily Break-Even
$2,250
Hourly Break-Even
$281
Daily Surplus
+$917

Your practice generates $917 above break-even each working day. That's $18,333 monthly surplus beyond fixed costs.

EBITDA Improvement Projection (12 Months)

Current Net Profit
$280,000
36.8% margin
Projected Net Profit
$328,000
41.8% margin
Additional Profit
+$48,000
per year

Actionable Insights

Reduce Overhead
Your overhead ratio of 63.2% is above the top-performer benchmark of 55%. Reducing by just 5% would save $38,000 per year.
Boost Case Acceptance
At 65.0%, there's significant room to grow. Top practices achieve 85%+. Use the Patient Education Toolkit from Chapter 6 to improve treatment presentations.
Grow New Patient Flow
With 20 new patients/month, consider implementing the Core 4 Pipeline from Chapter 3 to build a diversified acquisition engine targeting 30-40 new patients monthly.
Strong Financial Position
Your practice shows excellent financial health. Consider the Scaling Strategy from Chapter 8 to explore multi-site expansion or the Dental Wellness Savings Plan from Chapter 11 to build recurring revenue.
Paragon Financial Playbook
Ken Runkle's P&L benchmarks, two-bank strategy, and ownership mindset coaching

© 2026 Dr. Tom Bilski. All rights reserved. The CEO Dentist and all associated frameworks are the intellectual property of Dr. Tom Bilski.

Contact: [email protected] | 216-527-6475 | www.bilskidental.com | 6527 Brecksville Rd., Suite B, Independence, Ohio 44131

Revenue and profit figures are projections based on industry benchmarks. They are not typical results and should not be interpreted as a promise or guarantee.